Author: citroninsurance.com
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A Quick Refresher on the FHSA
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We’re leaving the insurance space today for a bit of a PSA. We want to talk about the FHSA – the First Home Savings Account. TL;DR if you think you might want to purchase property for the first time in Canada in the next five years, you should be having a conversation with your financial…
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Talking Dollars and Cents – What Life Insurance Actually Costs
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** Scroll to the bottom if you’d like to skip right to the $ amounts ** “But how much does it actually cost?” The most frequent questions we field at Citron insurance are around pricing on insurance policies in Canada. “Can you get a deal on insurance?” “How do I pay the best rate?” “What…
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Your Most Important Asset
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What is your biggest asset? If you’re like most young Canadians, it isn’t your car, or your watch. Nor is it your potential inheritance or even your home. It’s actually your earning potential. Income Replacement If you’re making $100,000 a year, then you’re in line to earn $2 million over the next 20 years. That’s…
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The Pros & Cons of Group Insurance Through Work
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One of the most consistent questions I get from clients is the following: “I have Life insurance through work, so why would I need more?” For starters, I love that most Canadian companies these days have some Life Insurance built into their benefits packages. Many people do not think about attaining coverage independently, and work…
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The Benefits of Personally Owned Disability Insurance in Canada
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Disability insurance is an important aspect of financial planning that often gets overlooked. In Canada, personally owned disability insurance offers several benefits that can provide individuals with peace of mind and financial security. Income Protection One of the key benefits of personally owned disability insurance is income protection. If you become disabled and are unable…