AB Testing Travel Insurance
A thought experiment ahead of the next time you travel
Jacob Citron
9/4/20251 min read
Consider This
Consider a scenario: you're hiking with your spouse in a foreign country. You fall and hurt your leg while on the trail. You can barely walk. You think your leg might be broken. You don't think you can get back down to the car. You simply can't get back there. You've only got bad options now, and it looks like you are going to have to call in a helicopter to evacuate you.
Your Options
Depending on choices you’ve made in the past, you’ve got two likely scenarios. From your perspective, they might go like this:
Scenario A - You don't have emergency medical insurance, so you aren't sure... how much exactly is that going to cost me? Is it $10,000? $100,000? How badly do I need to get off this mountain... Wait.. does my credit card cover this? Did we book the trip on points? Was there a limit on the days we’re covered? I don't have service and I can't read the terms and conditions... Has anyone ever actually read the terms and conditions? Do I know anyone at the credit card company? It's Sunday, are they even working?
Scenario B - You do have emergency medical Insurance. Call in the helicopter. Send my broker a text informing him of my predicament. Exhale. I've accounted for this.
Emergency Medical Travel insurance can be easily acquired and is relatively cheap, typically for a fraction of what the trip itself costs. Smart travellers make sure that the risk that bad things can happen is considered and taken care of.
The Final Say
When you purchase travel insurance, you have the peace of mind that you’re covered no matter what happens, anywhere in the world. With Citron insurance, you can trust that you have the best advice available to you. We arm you with the knowledge to make informed decisions on your travel coverage. Simple and efficient, often complete in 15 minutes or less.